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	<title>Beat The Debt Monster</title>
	<link>http://beatthedebtmonster.com</link>
	<description>Common sense advice on how to get out of debt and stay out of debt</description>
	<lastBuildDate>Mon, 19 May 2008 18:17:02 +0000</lastBuildDate>
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		<title>Cut back your energy costs this summer</title>
		<description><![CDATA[Here is a true story on how we cut back on our electrical usage during the summer months, saving us over $1000 a year. If it worked for us, it will probably work for you:<script type="text/javascript">SHARETHIS.addEntry({ title: "Cut back your energy costs this summer", url: "http://beatthedebtmonster.com/cutting-back-energ-costs/2008/05/19/" });</script>]]></description>
		<link>http://beatthedebtmonster.com/cutting-back-energ-costs/2008/05/19/</link>
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		<title>Avoiding &#8220;debt consolidation&#8221; scams.</title>
		<description><![CDATA[Have you seen or heard the ads promising &#8220;debt consolidation&#8221; to help you get out of debt? Or ads promising to &#8220;fix your credit&#8221; overnight for a fee?
Many of these programs are scams, out to take advantage of you when you are weak and despairing.
But take heart; there are legitimate places to get help.
While the [...]<script type="text/javascript">SHARETHIS.addEntry({ title: "Avoiding &#8220;debt consolidation&#8221; scams.", url: "http://beatthedebtmonster.com/avoiding-debt-consolidation-scams/2007/09/10/" });</script>]]></description>
		<link>http://beatthedebtmonster.com/avoiding-debt-consolidation-scams/2007/09/10/</link>
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